Hi Hani and welcome to the MOA,
It's hard to be sure about the crack from a photo, it could be simply a crack in the flow coat Marine Projects used to paint over the bilges in these boats or it could be something more significant. I would want to grind it out to see whether it penetrates to any depth or is just at the surface, I would certainly draw it to the attention of your surveyor.
The rusty keel studs and nuts are often found on Moodys as they used carbon steel for these parts, which inevitably rusts if sea water gets jnto the bilge (e.g. from cleaning the log impeller). In cases where the studs have been drawn, it's always found that the rusting is limited to the oart exposed in the bilge, provided the keel to hull joint has not failed admitting seawater to the lower part of the stud from outside. This rusting always looks a lot worse than it is and can often be remedied by cleaning them up with a wire brush and protecting with a tough rust tolerant oaint like Hammerite.
The nut in your final photo looks as though it might have lost a lot of material, again hard to be sure until it's cleaned up. In such cases it's possible to split the nut off and replace with new. If doing this, take care not to disturb the stud unless you plan to change that as well, in which case you will need to reseal the stud in its hole. If you're keeping the original stud, replace the nut in the same material to avoid galvanic corrosion.
You will often find that younger surveyors, used to stainless steel keel studs, are thrown by this rusting , but it is relatively easy to deal with and much advice is available in the MOA, if you join us.
Hope the purchase goes well for you and look forward to seeing you as a member.
Peter.